Can I still get a mortgage if my credit rating is bad?
There are mortgage plans out there to suit people in a whole range of financial situations and so if your credit score is less than perfect, don’t worry, the chances are that there is a product out there for you.
If you do have a bad credit score, while you will likely still be able to get some kind of mortgage, you may not be able to benefit from the best deals; you’ll probably be offered slightly higher than average interest rates, or maybe a lower LTV ratio. This is just to reflect the increased risk that the lender is taking by allowing you to borrow money with a less than perfect track record of repaying in the past. Speak to us first as this is an area we specialise in.
Call us today on 020 3002 0933 to find out more.
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