remortgage calculation

How can I get the best deals on mortgages?

The world of mortgages is broad and complex but there are a few things you can do to try and ensure that you get the best deals you have available to you.

Firstly you want to do as much as you can to clear up your credit rating. If you do have a poor credit rating, then it’s not something you can sort out or improve overnight, but if you do have time on your hands, then taking out a credit building credit card and using it for a while will help you.

Saving up so that you can afford a larger deposit will stand you in good stead, allowing you to take out a mortgage with a lower LTV ratio, meaning smaller monthly repayments and less money to pay back overall. This also gives you the option of potentially remortgaging in the future to release some more equity.

The best thing you can do though to get the best deal given your financial situation is simply to extensively compare different mortgage plans online. Using a free mortgage comparison service like Money Expert’s will allow you to go over the various different plans that are on offer so that you can easily see what kind of deal you could expect.

Call us today on 020 3002 0933 to find out more.

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Copyright Finance 4 Homes Limited 2018

Finance 4 Homes Limited is an Appointed Representative of Beneficial Life (London) Limited, which is authorised and regulated by the Financial Conduct Authority.
You may be charged a fee for mortgage advice which could be up to 2% of the loan. The precise amount will depend on your circumstances but we estimate it to be 0.75% of the loan amount.
Registered in England and Wales no.11215166. Registered office: Spectrum House, 2b Suttons Lane, Hornchurch, Essex RM12 6RJ
The information on this website is intended for guidance purposes only and does not constitute advice. Furthermore, the information on this website related to the UK market for consumers living in the UK only.

Special Note: Most Buy to Let mortgages are not regulated by the Financial Conduct Authority

THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP PAYMENTS ON YOUR MORTGAGE

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