What if I want to move house before I’ve paid off my mortgage?

If you want to move house, you may be able to simply port your existing mortgage over to your new property and continue paying it off as usual.

You may have to undergo new affordability and credit checks if you do so and if your new property’s value is significantly different from your old one then the situation may get a little more complicated. If you do want to move house, get in touch with your existing mortgage provider first and they’ll let you know what options you have at your disposal.

Call us today on 020 3002 0933 to find out more.

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Finance 4 Homes Limited is an Appointed Representative of Beneficial Life (London) Limited, which is authorised and regulated by the Financial Conduct Authority.
You may be charged a fee for mortgage advice which could be up to 2% of the loan. The precise amount will depend on your circumstances but we estimate it to be 0.75% of the loan amount. Registered in England and Wales no.11215166. Registered office: Spectrum House, 2b Suttons Lane, Hornchurch, Essex RM12 6RJ The information on this website is intended for guidance purposes only and does not constitute advice. Furthermore, the information on this website related to the UK market for consumers living in the UK only.

Special Note: Most Buy to Let mortgages are not regulated by the Financial Conduct Authority

THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP PAYMENTS ON YOUR MORTGAGE

What if I want to move house before I’ve paid off my mortgage?

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