LET FINANCE4HOMES HELP YOU FIND YOUR IDEAL MORTGAGE - WHATEVER YOUR AGE OR STAGE IN LIFE

MORTGAGES FOR LATER LIFE

CALL US ON 0203 3002 0933
New Remortgage Success

LET FINANCE4HOMES HELP YOU FIND YOUR IDEAL MORTGAGE - WHATEVER YOUR AGE OR STAGE IN LIFE

MORTGAGES FOR LATER LIFE

CALL US ON 0203 3002 0933

MORTGAGES FOR LATER LIFE

It can be tough getting a mortgage if you are 50+ (but read on to for good news…)

Since the credit crisis and the introduction of the Mortgage Market Review (MMR) in April 2014, it has become a lot tougher to obtain a mortgage if you are over a certain age and we mean around 50+. The MMR placed a lot more emphasis on lenders to take a much closer view on the income and outgoings of applicants.

Quite a number of these people have “interest-only” mortgages and are now coming to the end of their term where the lender requires the capital to be repaid and may need a mortgage to help do this.

Don’t despair

Finance4homes work with lenders who consider older people for mortgages

We have lenders that take a flexible approach to mortgages for older people and will consider a mortgage based on earned income to age 75 (where applicants plan to work to that age) and to 85+ if the affordability of the mortgage can be based upon a pension, rental or investment income.

If anyone can help you get a mortgage at 50+, Finance4Homes can

All applications are underwritten on an individual basis and quite often, manually, so you will be treated as individuals. However, you should be aware that a mortgage may not be available in all cases but we will certainly have a really good try.

Call us today on 020 3002 0933 to find out more.

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Copyright Finance 4 Homes Limited 2018

Finance 4 Homes Limited is an Appointed Representative of Beneficial Life (London) Limited, which is authorised and regulated by the Financial Conduct Authority.
You may be charged a fee for mortgage advice which could be up to 2% of the loan. The precise amount will depend on your circumstances but we estimate it to be 0.75% of the loan amount.
Registered in England and Wales no.11215166. Registered office: Spectrum House, 2b Suttons Lane, Hornchurch, Essex RM12 6RJ
The information on this website is intended for guidance purposes only and does not constitute advice. Furthermore, the information on this website related to the UK market for consumers living in the UK only.

Special Note: Most Buy to Let mortgages are not regulated by the Financial Conduct Authority

THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP PAYMENTS ON YOUR MORTGAGE

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